Over at the Scratchings and Sniffings blog, Dr. Larry has posted a commentary on his thoughts on pet insurance.
Scratchings and Sniffings blog is the pet blog written by Yvonne Divita and sponsored by Purina. This post definitely looks like a "warm up the market" post for the pending Purina Pet Insurance launch due sometime soon.
Dr. Larry focuses on the marketing of pet insurance companies in the US. In the most part, I totally agree with what he says as they are my pet peeves too.
Pet insurance is not a way to save money, it's a way to avoid the unexpected financial spikes that a high vet bill can bring.
And there's the nuance about vet bills being "too high" as Dr. Larry puts it. The point is that it's not that vets are being unreasonable in what they charge, it's that they provide a professional service for advanced medical care and should charge accordingly. Vets can do more and more for pets and it costs money - sometimes a surprising amount of money.
As Dr. Larry closes, "The issue is finding a good policy that you can understand and will actually pay what you expect. In the next post we'll cover some questions you want to think about when shopping for pet insurance."
So, we look forward to hearing more from Dr. Larry on what makes the perfect pet insurance policy.
Update: here's Dr Larry's follow up post on things to consider when buying pet insurance. Couldn't have written it better myself!
Related Post: Purina Pet Insurance in the US
