Meet Isabelle and Sebastian, two happy yellow labradors from Santa Clarita, California. Shown in the picture as puppies, they're 5 years old now. Their mom says "They're a whole lot bigger now, but still just as cute."
Both Labs are insured up to $10,000 annually, with a $500 yearly deductible and 10% co-pay and both the Drug and Dental and the Continuing Care endorsements. Their premiums are reduced because both have been spayed or neutered, and after the 5% microchip discount and 5% multiple pet discount their total monthly premium for both dogs is $67.49.
This is what our Embracers call 'a good catastrophic plan'. Because of the higher annual deductible and low co-pay it pays well on major accidents or illnesses. Should a dog with coverage like this tear an ACL for example, the bill would likely be about $4,000, of which we'd reimburse $3,150.
