There is definitely a lot you need to think about - it's good to be educated.
Here is a summary of the key questions you should ask any potential insurance company:
- What are the deductibles, copays, and maximums and how are they calculated?
- Will my premiums increase based on the pet’s age or with veterinary care inflation. What can I expect them to look like as my pet ages.
- Are there exclusions based on breed or hereditary conditions.
- For illnesses or accidents my pet has had previously, will he be covered going forward or not?
- If my pet gets any new conditions while I have this insurance, will she be covered by the insurance for the remainder of her life?
As you might expect with a product like this, you cannot decide on price alone so get yourself armed with good information so you can get the insurance policy that is best for you and your pet.
